Credit Portfolio Analyst Job at First Mid, Mattoon, IL

ZHpLandtUVhra1F1eDBGbVhvVjA1ZFVETlE9PQ==
  • First Mid
  • Mattoon, IL

Job Description

: Responsible for completion of financial analyses for commercial and ag loan relationships and activities related to the oversight and monitoring of the commercial loan portfolio. Responsibilities include, but are not limited to:
  • Perform financial statement reviews on existing and prospective commercial and ag loan relationships. Monitors adherence to lending policies for existing and prospective relationships.
  • Create professional financial analysis presentations for review by lending personnel and makes risk grade recommendations
  • Compiles data to complete industry and peer financial analyses.
  • Perform financial statement reviews on existing and potential Bank vendors.
  • Calculate and analyze financial ratios to monitor borrower compliance with business loan agreements.
  • Calculate and analyze borrowing base advancement and line of credit availability to monitor the borrower's compliance with business loan agreements based upon the borrower provided financials.
  • Ensure procedures for out of compliance covenants and borrowing bases are followed according to Policy.
  • Provide reports to Loan Administration Committee on a monthly and quarterly basis.
  • Complete training associated with job function.
  • Other duties and special projects as assigned.
Qualifications Education/Experience:
  • Bachelor's degree in Accounting, Finance, or Business Administration and/or commensurate banking experience.
  • Proficient in Microsoft Office
  • Formal training in Microsoft Excel preferred
Skills:
  • Detail oriented
  • Strong communication skills
  • Analytical in nature
  • Possess stronger than average time management, organization, and multi-tasking skills
  • Business writing skills
  • Comfortable in a team environment working with deadlines.
First Mid Bancshares, Inc. is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT #LI-POST HP123

Job Tags

Full time, Contract work, Work at office

Similar Jobs

BAD Marketing

Video Editor (INFO TEAM) Job at BAD Marketing

 ...fulfillment in your career is just as crucial as excelling in it. ABOUT THIS POSITION: REMOTE | 9AM- 6PM EST We're looking for an experienced video editor who thrives in high-volume, fast-turnaround environments. You'll be part of our 5-person video team... 

CONCRETE STRATEGIES

Safety Manager Job at CONCRETE STRATEGIES

 ...Safety Manager Exact compensation may vary based on skills, experience and location Featured Benefits ~ Medical insurance...  ...field (or equivalent experience). Experience: 5+ years of construction safety experience, including lead or supervisory responsibility... 

DogWalkingDC

Dog Walker/Pet Sitter Job at DogWalkingDC

Atlas and DWDC are currently hiring exceptional dog walker and pet sitters to join our wonderful team. Atlas and DWDC is an established...  ...pet clean-up as required (i.e. kitty litter scooping when sitting for a cat, rabbit etc) Pet Sitters Requirements and Qualifications... 

Dollar General

STORE MANAGER CANDIDATE IN SARANAC LAKE, NY Job at Dollar General

 ...communications. Participate in store opening and closing activities. Ensure the safe deposit of all company funds in the designated bank. Assist in ensuring the financial integrity of the store through strict cashier accountability, key control and adherence to... 

Spencer Ogden

Project Manager Job at Spencer Ogden

Job Description: Project Manager Location: None Specified Start Date: 15 April 2026 Pay Rate: $70 Per Hour Job Description: We are seeking a highly skilled and experienced Project Manager to join our team. The successful candidate will be responsible for overseeing...